Business deposit rates
Deposit account rates determine what you, the accountholder, gain from keeping money in an account or certificate. Take a look at our current rates and secure the best business savings accounts, checking accounts, and more, for your needs.
| Deposit Amount | Rate | APY |
|---|---|---|
| $10,000 - $24,999.99 | .10% | .10% |
| $25,000+ | .25% | .25% |
Effective 7.18.2018
| Deposit Amount | Rate | APY |
|---|---|---|
| Up to $24,999.99 | .20% | .20% |
| $25,000 - $99,999.99 | .40% | .40% |
| $100,000 - $499,999.99 | .55% | .55% |
| $500,000+ | .70% | .70% |
Effective 5.5.2022
IOLTA
| Deposit Amount | Rate | APY |
|---|---|---|
| $0 | 1.00% | 1.00% |
Effective 5.1.2019
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-year Bump Certificate | $500 | 1.04% | 1.05% |
| 3-year IRA/HSA Bump Certificate | $500 | 1.05% | 1.05% |
| 5-year Bump Certificate | $500 | 1.14% | 1.15% |
| 5-year IRA Bump Certificate | $500 | 1.15% | 1.15% |
Effective 5.5.2022
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-month certificate | $500 | .50% | .50% |
| 6-month certificate | $500 | .60% | .60% |
| 9-month certificate | $500 | .70% | .70% |
| 1-year certificate | $500 | .90% | .90% |
| 18-month certificate | $500 | .95% | .95% |
| 2-year certificate | $500 | 1.04% | 1.05% |
| 3-year certificate | $500 | 1.14% | 1.15% |
| 5-year certificate | $500 | 1.24% | 1.25% |
| 1-year jumbo certificate | $100,000 | 1.00% | 1.00% |
| 2-year jumbo certificate | $100,000 | 1.09% | 1.10% |
Effective 5.5.2022
| Deposit Amount | Rate | APY |
|---|---|---|
| $10,000 - $24,999.99 | .10% | .10% |
| $25,000+ | .25% | .25% |
Effective 7.18.2018
| Deposit Amount | Rate | APY |
|---|---|---|
| Up to $24,999.99 | .20% | .20% |
| $25,000 - $99,999.99 | .40% | .40% |
| $100,000 - $499,999.99 | .55% | .55% |
| $500,000+ | .70% | .70% |
Effective 5.5.2022
IOLTA
| Deposit Amount | Rate | APY |
|---|---|---|
| $0 | 1.00% | 1.00% |
Effective 5.1.2019
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-year Bump Certificate | $500 | 1.04% | 1.05% |
| 3-year IRA/HSA Bump Certificate | $500 | 1.05% | 1.05% |
| 5-year Bump Certificate | $500 | 1.14% | 1.15% |
| 5-year IRA Bump Certificate | $500 | 1.15% | 1.15% |
Effective 5.5.2022
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-month certificate | $500 | .50% | .50% |
| 6-month certificate | $500 | .60% | .60% |
| 9-month certificate | $500 | .70% | .70% |
| 1-year certificate | $500 | .90% | .90% |
| 18-month certificate | $500 | .95% | .95% |
| 2-year certificate | $500 | 1.04% | 1.05% |
| 3-year certificate | $500 | 1.14% | 1.15% |
| 5-year certificate | $500 | 1.24% | 1.25% |
| 1-year jumbo certificate | $100,000 | 1.00% | 1.00% |
| 2-year jumbo certificate | $100,000 | 1.09% | 1.10% |
Effective 5.5.2022
Business Disclosures
Money Minutes Blog
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GECU Voices brings you guidance and insight from experts within the Credit Union. This article is brought to you by Austin Vaive, Information Security Manager.