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Business Savings Accounts

Whether you’re saving for a future project or to expand your footprint, a GECU business savings account can help put your goals within reach.

A secure way to grow funds
for your business goals

  • Build a reserve fund for all contingencies
  • Earn competitive interest to supplement your revenues
  • Monitor progress and move funds quickly with digital banking tools

Maybe you want to expand your business. Purchase big equipment. Add a new location. Or maybe you just want to be ready for anything that comes your way. We offer a simple savings account for the everyday, tiered money market accounts for added earning potential, and certificates for those funds you want to set and forget while they accrue interest.

You want options, we deliver them

Savings

Our business savings accounts have no monthly fee and offer dividends to help your savings grow. Plus, use your savings account as free overdraft protection when you link it to your GECU business checking account.

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Business Advantage Money Market

Experience the power of competitive returns, accessibility, and easy account management. Multiple tiers allow you to earn more as your balance increases.

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Business Certificates

Turn your savings into gains. Business Certificates offer a safe, risk-free way to save for your business’s future. We offer a variety of term options from 3 months to 5 years, most with a minimum of just $500 to open.

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Use these savvy savings tools

Automatic transfers

Take the guesswork out of saving by scheduling transfers into your savings account in Online Banking.

Investment sweeps

Earn dividends on idle funds while maintaining automated liquidity.

Zero balance sweeps

Maintain a zero available balance in a selected GECU account by automatically transferring funds daily from one account to another. This tool can be used to help reconcile multiple business accounts.

All our savings accounts include:

Tip: Calculate your accurate savings insurance by using the NCUA e-calculator!

  • Business savings calculators to ensure you’re on the right track, whether you’re starting a business or aiming to buy a new piece of equipment

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

Helpful Resources

Money Minutes Blog

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Managing finances is one of the most time-consuming aspects of running a small business. From invoicing clients to tracking payments and reconciling accounts, these tasks can quickly become overwhelming—especially for business owners who don’t have dedicated accounting support. 
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What You Need to Know About BOI Reporting in 2025

GECU Voices brings you guidance and insight from experts within the Credit Union. Today’s blog post was penned by Paula Pfaehler, Senior Vice President, Commercial and Small Business Lending.

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Streamline processes, create efficiencies

Easily pay bills, track transactions, monitor balances and more so you can focus on what matters most -- your mission.

Business Online Banking