Commercial lending

Bring your business’s dreams and ideas to life.

Fuel your business goals

  • Get assistance from local experts who understand your community
  • Conveniently finance your business expenses – large and small
  • Access Online Banking and mobile app for 24/7 account management1

From business lines of credit that increase cash flow to financing equipment to maximize productivity, we have the right lending solution for you. What makes us different?

  • We are the largest Credit Union in Cincinnati.
  • We have been a not-for-profit pillar in the community since 1954.
  • We utilize local underwriting and decision making 
  • Provide flexibility with customized pricing

You want options for your business financing, and we’re here to help!

Business credit card

Simplify purchasing with a GECU Business credit card.2 No annual fee, competitive rates, 2x the points on every purchase, and unlimited points that never expire. Redeem points for: travel, merchandise, gift cards, or cash back into a GECU checking or savings account. Additional perks:

  • Option of individual or consolidated pay
  • Access and manage multiple cards through Online Banking or our mobile app
  • Add authorized users for increased account control

Business term loans

Fixed or variable interest rates are available with flexible payment terms that can be tailored to match your cash flow or marketing cycles.

Equipment financing

Whether you want to upgrade, refinance, or purchase new equipment, we offer a variety of monthly payment options and competitive interest rates. 

Business real estate loans

Take your commercial real estate projects from start to finish. Whether purchasing or constructing your next location, we have the right lending solutions for your business.

SBA loans

Backed by government-sponsored loan guarantees, SBA loans can be used to purchase assets (e.g. land, buildings, and equipment) or short-term working capital needs.

Get started

Our helpful and knowledgeable professionals are ready to answer your questions. For more information:

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

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