Low risk. High return. Create a stronger safety net for your business with GECU Business Certificates.

Savings options with predictable earnings

  • No minimum deposit
  • Competitive rates
  • Guaranteed returns

You want your business to go from point A to point B. Would you rather walk the distance, or take a faster mode of transportation? A GECU Business Certificate helps you reach your business milestones faster. Set aside your excess funds for a low-risk way to build on your business’ growing capital. When your certificate matures you have the option of cashing out to address current needs or reinvesting for continued growth.

  • No monthly maintenance fee.
  • No minimum balance requirement (with the exception of our Jumbo Certificates). 
  • Plan confidently with fixed rates of return.

Business Certificates1

Term Minimum Balance Rate APY
3-Month Certificate $0.01 3.69% 3.75%
6-Month Certificate $0.01 4.16% 4.25%
9-Month Certificate $0.01 4.65% 4.75%
11-Month No-Penalty Certificate* $0.01 4.41% 4.50%
1-Year Certificate $0.01 4.65% 4.75%
18-Month Certificate $0.01 3.93% 4.00%
2-Year Certificate $0.01 3.83% 3.90%
3-Year Certificate $0.01 3.83% 3.90%
5-Year Certificate $0.01 3.69% 3.75%

Business Jumbo Certificates1

Term Minimum Balance Rate APY
1-Year Jumbo Certificate $100,000 4.89% 5.00%
2-Year Jumbo Certificate $100,000 4.07% 4.15%

Business Bump Certificates2

Term Minimum Balance Rate APY
3-Year Bump Certificate $0.01 3.69% 3.75%
5-Year Bump Certificate $0.01 3.49% 3.55%

Monitor your earnings

No matter if you are in the office, or on the road, you can watch your balance grow 24/7 within Business Online Banking and our mobile app.3

Get in touch

Our knowledgeable professionals are here to help. To get started:

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

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