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Certificates

Low risk. High return. Create a stronger safety net for your business with GECU Business Certificates.

Savings options with predictable earnings

  • No minimum deposit
  • Competitive rates
  • Guaranteed returns

You want your business to go from point A to point B. Would you rather walk the distance, or take a faster mode of transportation? A GECU Business Certificate helps you reach your business milestones faster. Set aside your excess funds for a low-risk way to build on your business’ growing capital. When your certificate matures you have the option of cashing out to address current needs or reinvesting for continued growth.

  • No monthly maintenance fee.
  • No minimum balance requirement (with the exception of our Jumbo Certificates). 
  • Plan confidently with fixed rates of return.

Business Certificates1

Term Minimum Balance Rate APY
3-Month Certificate $0.01 3.69% 3.75%
6-Month Certificate $0.01 4.16% 4.25%
9-Month Certificate $0.01 4.65% 4.75%
11-Month No-Penalty Certificate* $0.01 4.41% 4.50%
1-Year Certificate $0.01 4.65% 4.75%
18-Month Certificate $0.01 3.93% 4.00%
2-Year Certificate $0.01 3.83% 3.90%
3-Year Certificate $0.01 3.83% 3.90%
5-Year Certificate $0.01 3.69% 3.75%

Annual Percentage Yields (APYs) shown are as of the last dividend declaration date 11.8.2023.

Business Jumbo Certificates1

Term Minimum Balance Rate APY
1-Year Jumbo Certificate $100,000 4.89% 5.00%
2-Year Jumbo Certificate $100,000 4.07% 4.15%

Annual Percentage Yields (APYs) shown are as of the last dividend declaration date 11.8.2023.

Business Bump Certificates2

Term Minimum Balance Rate APY
3-Year Bump Certificate $0.01 3.69% 3.75%
5-Year Bump Certificate $0.01 3.49% 3.55%

Annual Percentage Yields (APYs) shown are as of the last dividend declaration date 11.8.2023.

Monitor your earnings

No matter if you are in the office, or on the road, you can watch your balance grow 24/7 within Business Online Banking and our mobile app.3
 

Get in touch

Our knowledgeable professionals are here to help. To get started:

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

Helpful Resources

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Streamline processes, create efficiencies
Easily pay bills, track transactions, monitor balances and more so you can focus on what matters most -- your mission.
Business Online Banking