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Certificates

Low risk. High return. Create a stronger safety net for your business with GECU Business Certificates.

Savings options with predictable earnings

  • No minimum deposit
  • 60-day rate guarantee2
  • Guaranteed returns

You want your business to go from point A to point B. Would you rather walk the distance, or take a faster mode of transportation? A GECU Business Certificate helps you reach your business milestones faster. Set aside your excess funds for a low-risk way to build on your business’ growing capital. When your certificate matures you have the option of cashing out to address current needs or reinvesting for continued growth.

  • No monthly maintenance fee.
  • No minimum balance requirement (with the exception of our Jumbo Certificates). 
  • Plan confidently with fixed rates of return.

60-day rate guarantee

Feel confident as our certificates offer a 60-day rate guarantee! If the rate increases on your chosen certificate opened on or after August 1, 2022, you can request a rate adjustment.1 

Business Certificates1

Term Minimum Balance Rate APY
3-Month Certificate $0 2.23% 2.25%
6-Month Certificate $0 2.47% 2.50%
9-Month Certificate $0 2.96% 3.00%
1-Year Certificate $0 4.12% 4.20%
18-Month Certificate $0 4.17% 4.25%
2-Year Certificate $0 4.31% 4.40%
3-Year Certificate $0 4.55% 4.65%
5-Year Certificate $0 4.65% 4.75%

Effective 2.8.2023

Business Jumbo Certificates1

Term Minimum Balance Rate APY
1-Year Jumbo Certificate $100,000 4.31% 4.40%
2-Year Jumbo Certificate $100,000 4.51% 4.60%
1-Year Jumbo+ Certificate $250,000 4.51% 4.60%
2-Year Jumbo+ Certificate $250,000 4.65% 4.75%

Effective 2.8.2023

Monitor your earnings

No matter if you are in the office, or on the road, you can watch your balance grow 24/7 within Business Online Banking and our mobile app.
 

Get in touch

Our knowledgeable professionals are here to help. To get started:

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

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