Business Checking
Choosing the right checking account is good business. Whether you own a mom-and-pop store or a multi-location corporation, we have an account that fits your needs.
An account that checks
all the boxes, and then some
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Open with only $25
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Make 500 transactions a month at no charge1
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Enjoy the convenience of 24/7, secure digital banking access
Our Business Checking accounts are tailored to meet the needs of small, mid-sized, and large businesses alike. Choose the account and features best suited to your needs.
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Simply Free Business Checking3
With no minimum balance requirement and no monthly maintenance fees, our Simply Free Business Checking account is an easy-to-manage transactional account great for everyday business activities.
Premier Business Checking4
With a minimum balance of $10,000, earn tiered dividends as your balance increases – the perfect account for your growing business.
Business Online Banking
Perfect for mid-sized businesses or business owners managing multiple entities, Business Online Banking provides a more robust experience.
Business mobile app
Take your business on-the-go and access convenient tools to management your business accounts and loan, from the palm of your hand.
Remote Deposit Capture
Looking for a way to save time and improve cash flow? With Remote Deposit Capture you can scan and validate checks right from your home office or mobile device.
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Simply Free Business Checking3
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Premier Business Checking4
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| You should get this if: | You want a simple business checking account. |
You plan to keep an average daily balance of $10,000 in your account. |
| Minimum to open | $25 |
$25 |
| Monthly maintenance fee | $0 |
$15; waived with average daily balance of $10,000. |
| Monthly transactions included1 | First 500 free |
First 500 free |
| Cash deposits included2 | $10,000 |
$10,000 |
| Dividends | No |
Yes |
| Access to nearly 100,000 free ATMs5 | Yes |
Yes |
| Free access to Online Banking and our mobile app6 | Yes; option to upgrade to Business Online Banking or mobile app. |
Yes; option to upgrade to Business Online Banking or mobile app. |
| Free debit card compatible with Apple Pay®, Google Pay™ and Samsung Pay™ | Yes |
Yes |
| Free Bill Pay,7 account alerts, and eStatements | Yes |
Yes |
| Overdraft Protection Solutions | Yes; Business Overdraft Protection Transfers, Business Line of Credit, and Courtesy Overdraft. |
Yes; Business Overdraft Protection Transfers, Business Line of Credit, and Courtesy Overdraft. |
| Access to Positive Pay to reduce the risk of fraud | Yes, available through Business Online Banking. |
Yes, available through Business Online Banking. |
Account Features |
Simply Free Business Checking3
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|---|---|
| You should get this if: | You want a simple business checking account. |
| Minimum to open | $25 |
| Monthly maintenance fee | $0 |
| Monthly transactions included | First 500 free |
| Cash deposits included | $10,000 |
| Dividends | No |
| Access to nearly 100,000 free ATMs | Yes |
| Free access to Online Banking and our mobile app | Yes; option to upgrade to Business Online Banking or mobile app. |
| Free debit card compatible with Apple Pay, Google Pay; and Samsung Pay | Yes |
| Free Bill Pay,<sup>7</sup> account alerts, and eStatements | Yes |
| Overdraft Protection Solutions | Yes; Business Overdraft Protection Transfers, Business Line of Credit, and Courtesy Overdraft. |
| Access to Positive Pay to reduce the risk of fraud | Yes, available through Business Online Banking. |
Account Features |
Premier Business Checking4
|
|---|---|
| You should get this if: | You plan to keep an average daily balance of $10,000 in your account. |
| Minimum to open | $25 |
| Monthly maintenance fee | $15; waived with average daily balance of $10,000. |
| Monthly transactions included | First 500 free |
| Cash deposits included | $10,000 |
| Dividends | Yes |
| Access to nearly 100,000 free ATMs | Yes |
| Free access to Online Banking and our mobile app | Yes; option to upgrade to Business Online Banking or mobile app. |
| Free debit card compatible with Apple Pay, Google Pay; and Samsung Pay | Yes |
| Free Bill Pay,<sup>7</sup> account alerts, and eStatements | Yes |
| Overdraft Protection Solutions | Yes; Business Overdraft Protection Transfers, Business Line of Credit, and Courtesy Overdraft. |
| Access to Positive Pay to reduce the risk of fraud | Yes, available through Business Online Banking. |
Helpful Resources
Money Minutes Blog
You worked hard to get your business off the ground. Now that it is, it’s important to review how you’re managing funds for it.
Adapting is part of running a successful business. If you have yet to enroll in Online Banking or download a mobile banking app to manage your business accounts, now is the time to make it happen.
GECU Voices brings you guidance and insight from experts within the Credit Union. This article is brought to you by Jason Leyda, CTP, Vice President of Business Support and Treasury Management.