Business Checking

Choosing the right checking account is good business. Whether you own a mom-and-pop store or a multi-location corporation, we have an account that fits your needs.

An account that checks
all the boxes, and then some

  • Open with only $25
  • Make 500 transactions a month at no charge1
  • Enjoy the convenience of 24/7, secure digital banking access

Our Business Checking accounts are tailored to meet the needs of small, mid-sized, and large businesses alike. Choose the account and features best suited to your needs.

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Simply Free Business Checking3

With no minimum balance requirement and no monthly maintenance fees, our Simply Free Business Checking account is an easy-to-manage transactional account great for everyday business activities.

Premier Business Checking4

With a minimum balance of $10,000, earn tiered dividends as your balance increases – the perfect account for your growing business.

Business Online Banking

Perfect for mid-sized businesses or business owners managing multiple entities, Business Online Banking provides a more robust experience.

Business mobile app

Take your business on-the-go and access convenient tools to management your business accounts and loan, from the palm of your hand.

Remote Deposit Capture

Looking for a way to save time and improve cash flow? With Remote Deposit Capture you can scan and validate checks right from your home office or mobile device.

Simply Free Business Checking3
Premier Business Checking4
You should get this if:

You want a simple business checking account.

You plan to keep an average daily balance of $10,000 in your account.

Minimum to open

$25

$25

Monthly maintenance fee

$0

$15; waived with average daily balance of $10,000.

Monthly transactions included1

First 500 free

First 500 free

Cash deposits included2

$10,000

$10,000

Dividends

No

Yes

Access to nearly 100,000 free ATMs5

Yes

Yes

Free access to Online Banking and our mobile app6

Yes; option to upgrade to Business Online Banking or mobile app.

Yes; option to upgrade to Business Online Banking or mobile app.

Free debit card compatible with Apple Pay®, Google Pay™ and Samsung Pay

Yes

Yes

Free Bill Pay,7 account alerts, and eStatements

Yes

Yes

Overdraft Protection Solutions

Yes; Business Overdraft Protection Transfers, Business Line of Credit, and Courtesy Overdraft.

Yes; Business Overdraft Protection Transfers, Business Line of Credit, and Courtesy Overdraft.

Access to Positive Pay to reduce the risk of fraud

Yes, available through Business Online Banking.

Yes, available through Business Online Banking.

Account Features
Simply Free Business Checking3
You should get this if:

You want a simple business checking account.

Minimum to open

$25

Monthly maintenance fee

$0

Monthly transactions included

First 500 free

Cash deposits included

$10,000

Dividends

No

Access to nearly 100,000 free ATMs

Yes

Free access to Online Banking and our mobile app

Yes; option to upgrade to Business Online Banking or mobile app.

Free debit card compatible with Apple Pay, Google Pay; and Samsung Pay

Yes

Free Bill Pay,<sup>7</sup> account alerts, and eStatements

Yes

Overdraft Protection Solutions

Yes; Business Overdraft Protection Transfers, Business Line of Credit, and Courtesy Overdraft.

Access to Positive Pay to reduce the risk of fraud

Yes, available through Business Online Banking.

Account Features
Premier Business Checking4
You should get this if:

You plan to keep an average daily balance of $10,000 in your account.

Minimum to open

$25

Monthly maintenance fee

$15; waived with average daily balance of $10,000.

Monthly transactions included

First 500 free

Cash deposits included

$10,000

Dividends

Yes

Access to nearly 100,000 free ATMs

Yes

Free access to Online Banking and our mobile app

Yes; option to upgrade to Business Online Banking or mobile app.

Free debit card compatible with Apple Pay, Google Pay; and Samsung Pay

Yes

Free Bill Pay,<sup>7</sup> account alerts, and eStatements

Yes

Overdraft Protection Solutions

Yes; Business Overdraft Protection Transfers, Business Line of Credit, and Courtesy Overdraft.

Access to Positive Pay to reduce the risk of fraud

Yes, available through Business Online Banking.

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

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