Premier Business Checking
Ready for a next-level business checking account? Our premier option lets you earn interest on your balance while providing convenient access and valuable options.
Make your account
work harder for you
-
Open with as little as $25
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Earn interest on your balance (see tiers below)1
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Make 500 transactions a month at no charge
If you regularly maintain larger balances in your business checking account, Premier is the perfect fit for you. Benefit from interest paid on your balance while accessing the tools and technology to take care of business on your schedule.
- Deposit up to $10,000 in cash each month at no charge.1
- Maintain a $10,000 average daily balance to avoid a $15 monthly fee.1
- Reduce the risk of fraud using Positive Pay, available in Business Online Banking.2
- Free access to nearly 100,000 ATMs nationwide.3
Premier Business Tiered rates1
| Deposit Amount | Rate | APY |
|---|---|---|
| $10,000 - $24,999.99 | .10% | .10% |
| $25,000+ | .25% | .25% |
Annual Percentage Yields (APYs) shown are as of the last dividend declaration date 7.18.2018.
Seamlessly recover from accidental overdrafts
Choose one (or all) of our overdraft solutions for added protection.
- Business Overdraft Protection Transfers4
If you go over your balance, funds get transferred from a linked savings account to cover a charge. - Business Line of Credit
Once approved, we’ll lend you funds to cover overdrafts in your checking account. You can utilize fund amounts up to your credit limit. - Courtesy Overdraft5
With Courtesy Overdraft your card won’t be declined in the event of an overdraft. Enjoy automatic, extended coverage on checks, bill pay items, everyday and recurring debit card transactions.
Connect to your account no matter where you are
You work beyond the regular 9-5, bank when it’s convenient for you with a simple tap in our GECU mobile app or access Business Online Banking anytime when you log in at: gecreditunion.org. Need help? Send us a secure message or chat with us in our mobile app or online.
- Go paperless and say goodbye to clutter with eStatements.
- Streamline paying bills when you use Bill Pay.6
- No need to visit the branch – deposit your checks with Business RDC.
- Set up alerts to be notified of suspicious activity, low balances, payment due dates, and more.
- Download account transactions and balances for Quicken® and Quickbooks®.
- Link your outside accounts for easy transfers.
Get started
Our knowledgeable professionals are ready to answer your questions. For more information:
- Contact our Business Services team at: 513.588.1699 or 800.542.7093 x669
- Complete this short form and we'll get in touch with you
- Schedule an appointment and visit your local branch
General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.
Helpful Resources
Money Minutes Blog
GECU Voices brings you guidance and insight from experts within the Credit Union. Today’s blog post was penned by Jason Jones, Treasury Management Supervisor.
When it comes to managing business finances, entrepreneurs need accounts that balance growth potential, security, and liquidity. Business money market accounts check all these boxes and then some, which is why they’re a go-to savings tool for businesses.
Running a successful business involves navigating financial challenges, capitalizing on growth opportunities, and making strategic investments. Whether you recently started a business or you’re a seasoned entrepreneur, it’s important to know when to seek out a business loan.