Premier Business Checking

Ready for a next-level business checking account? Our premier option lets you earn interest on your balance while providing convenient access and valuable options.

Make your account
work harder for you

  • Open with as little as $25
  • Earn interest on your balance (see tiers below)1
  • Make 500 transactions a month at no charge

If you regularly maintain larger balances in your business checking account, Premier is the perfect fit for you. Benefit from interest paid on your balance while accessing the tools and technology to take care of business on your schedule.

  • Deposit up to $10,000 in cash each month at no charge.1
  • Maintain a $10,000 average daily balance to avoid a $15 monthly fee.1
  • Reduce the risk of fraud using Positive Pay, available in Business Online Banking.2
  • Free access to nearly 100,000 ATMs nationwide.3

Premier Business Tiered rates1

Deposit Amount Rate APY
$10,000 - $24,999.99 .05% .05%
$25,000+ .10% .10%

Get more with our additional services

Maintain debit card access – no matter where your card is

Make online and mobile payments easy by adding your GECU Business debit card to your preferred wallet app: Apple Pay®, Samsung Pay™, or Google Pay™.

Seamlessly recover from accidental overdrafts

Choose one (or all) of our overdraft solutions for added protection.

  • Business Overdraft Protection Transfers4
    If you go over your balance, funds get transferred from a linked savings account to cover a charge.
  • Business Line of Credit
    Once approved, we’ll lend you funds to cover overdrafts in your checking account. You can utilize fund amounts up to your credit limit.
  • Courtesy Overdraft5
    With Courtesy Overdraft your card won’t be declined in the event of an overdraft. Enjoy automatic, extended coverage on checks, bill pay items, everyday and recurring debit card transactions.

Connect to your account no matter where you are

You work beyond the regular 9-5, bank when it’s convenient for you with a simple tap in our GECU mobile app or access Business Online Banking anytime when you log in at: Need help? Send us a secure message or chat with us in our mobile app or online.

  • Go paperless and say goodbye to clutter with eStatements.
  • Streamline paying bills when you use Bill Pay.6
  • No need to visit the branch – deposit your checks with Business RDC.
  • Set up alerts to be notified of suspicious activity, low balances, payment due dates, and more.
  • Download account transactions and balances for Quicken® and Quickbooks®.
  • Link your outside accounts for easy transfers.

Get started

Our knowledgeable professionals are ready to answer your questions. For more information:

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

Money Minutes Blog

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Essential Tips for Managing Your Business Checking Account

Running a successful business involves careful financial management, and a crucial aspect of this is effectively managing your business checking account. 

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Streamline processes, create efficiencies

Easily pay bills, track transactions, monitor balances and more so you can focus on what matters most -- your mission.