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Premier Business Checking

Ready for a next-level business checking account? Our premier option lets you earn interest on your balance while providing convenient access and valuable options.

Make your account
work harder for you

  • Open with as little as $25
  • Earn interest on your balance (see tiers below)1
  • Make 500 transactions a month at no charge

Grow your business with Premier Business Checking, with the opportunity to earn interest on your checking account balance. Access convenient tools, deposit up to $10,000 in cash monthly, and waive the $15 fee by maintaining a $10,000 average daily balance.1

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Business sweeps

Automatically move idle funds to a business savings account to earn interest and maximize your returns.

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Positive Pay

Reduce the risk of fraud with Positive Pay, available for free in Business Online Banking and our mobile app.2

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Remote Deposit Capture

Deposit checks faster, save time and money using Remote Deposit Capture.3

 

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Autobooks

Send a professional invoice and get paid — all in the same place.4 

 

Premier Business Tiered rates1

Deposit Amount Rate APY
$10,000 - $24,999.99 .05% .05%
$25,000+ .10% .10%

Annual Percentage Yields (APYs) shown are as of the last dividend declaration date 2.22.2024.

Maintain debit card access – no matter where your card is

Make online and mobile payments easy by adding your GECU Business debit card to your preferred wallet app: Apple Pay®, Samsung Pay™, or Google Pay™.

Seamlessly recover from accidental overdrafts

Choose one (or all) of our overdraft solutions for added protection.

  • Business Overdraft Protection Transfers4
    If you go over your balance, funds get transferred from a linked savings account to cover a charge.
  • Business Line of Credit
    Once approved, we’ll lend you funds to cover overdrafts in your checking account. You can utilize fund amounts up to your credit limit.
  • Courtesy Overdraft5
    With Courtesy Overdraft your card won’t be declined in the event of an overdraft. Enjoy automatic, extended coverage on checks, bill pay items, everyday and recurring debit card transactions.

Connect to your account no matter where you are

You work beyond the regular 9-5, bank when it’s convenient for you with a simple tap in our GECU mobile app or access Business Online Banking anytime when you log in at: gecreditunion.org. Need help? Send us a secure message or chat with us in our mobile app or online.

  • Go paperless and say goodbye to clutter with eStatements.
  • Streamline paying bills when you use Bill Pay.7
  • No need to visit the branch – deposit your checks with Business RDC.
  • Set up alerts to be notified of suspicious activity, low balances, payment due dates, and more.
  • Free access to nearly 100,000 ATMs nationwide.8
  • Download account transactions and balances for Quicken® and Quickbooks®.
  • Link your outside accounts for easy transfers.

Get started

Our knowledgeable professionals are ready to answer your questions. For more information:

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

Helpful Resources

Money Minutes Blog

What Nonprofit Businesses Should Look for in a Banking Partner

With expert guidance from Jason Jones, a Business Relationship Manager at General Electric Credit Union (GECU), we’ve outlined the most important qualities nonprofits should look for in a business banking partner.

Read more
Autobooks: Its Role in Small Business Finance
Managing finances is one of the most time-consuming aspects of running a small business. From invoicing clients to tracking payments and reconciling accounts, these tasks can quickly become overwhelming—especially for business owners who don’t have dedicated accounting support. 
Read more
What You Need to Know About BOI Reporting in 2025

GECU Voices brings you guidance and insight from experts within the Credit Union. Today’s blog post was penned by Paula Pfaehler, Senior Vice President, Commercial and Small Business Lending.

Read more

Streamline processes, create efficiencies

Easily pay bills, track transactions, monitor balances and more so you can focus on what matters most -- your mission.

Business Online Banking