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Simply Free Business Checking

Simply Free Business checking gives you a hassle-free way to manage your day to day finances, so you can focus on running your business.

Your go-to business partner

  • Open with only $25
  • Experience the freedom of no monthly maintenance fees
  • Make 500 transactions a month at no charge1

Simply Free Business Checking offers speed, flexibility, and efficiency with no monthly fees and free cash deposits up to $10,000 per month.1

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Business sweeps

Automatically move idle funds to a business savings account to earn interest and maximize your returns.

Positive Pay

Reduce the risk of fraud with Positive Pay, available for free in Business Online Banking and our mobile app.2

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Remote Deposit Capture

Deposit checks faster, save time and money using Remote Deposit Capture.3

 

Autobooks

Send a professional invoice and get paid — all in the same place.4 

Maintain debit card access – no matter where your card is

Make online and mobile payments easy by adding your GECU Business debit card to your preferred wallet app: Apple Pay®, Samsung Pay™, or Google Pay™.

Seamlessly recover from accidental overdrafts

Choose one (or all) of our overdraft solutions for added protection.

  • Business Overdraft Protection Transfers4
    If you go over your balance, funds get transferred from a linked savings account to cover a charge.
  • Business Line of Credit
    Once approved, we’ll lend you funds to cover overdrafts in your checking account. You can utilize fund amounts up to your credit limit.
  • Courtesy Overdraft5
    With Courtesy Overdraft your card won’t be declined in the event of an overdraft. Enjoy automatic, extended coverage on checks, bill pay items, everyday and recurring debit card transactions.

Connect to your account no matter where you are

You work beyond the regular 9-5, bank when it’s convenient for you with a simple tap in our GECU mobile app or access Business Online Banking anytime when you log in at: gecreditunion.org. Need help? Send us a secure message or chat with us in our mobile app or online.

  • Go paperless and say goodbye to clutter with eStatements.
  • Streamline paying bills when you use Bill Pay.7
  • No need to visit the branch – deposit your checks with Business RDC.
  • Set up alerts to be notified of suspicious activity, low balances, payment due dates, and more.
  • Free access to 100,000 ATMs nationwide.8
  • Download account transactions and balances for Quicken® and Quickbooks®.
  • Link your outside accounts for easy transfers.

Get started

Our knowledgeable professionals are ready to answer your questions. For more information:

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

Helpful Resources

Money Minutes Blog

The Benefits of Business Treasury Management

In today's fast-paced business world, managing your company's treasury effectively is key to staying financially stable and growing.

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General Electric Credit Union: Supporting Small Businesses in Challenging Times

GECU Voices brings you guidance and insight from experts within the Credit Union. Today’s blog post was penned by Neil Peterson, GECU's Chief Credit Officer.

Read more
5 Money-Saving Tips for Small Businesses

Running a small business often means working with tight budgets and seeking every possible way to save money without sacrificing on quality or efficiency. Implementing effective cost-saving strategies can be the difference between thriving and merely surviving. 

Read more

Streamline processes, create efficiencies

Easily pay bills, track transactions, monitor balances and more so you can focus on what matters most -- your mission.

Business Online Banking