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Visa Signature®

Upgrade your wallet with a premium card without outrageously high rates and fees. Plus, you'll earn 2% cash back with rewards on every purchase.1

Cash out on
premium perks

  • Unlimited 2% cash back on every purchase with your reward points1
  • Exclusive travel benefits and 24/7 concierge services2,3
  • No foreign transaction fee4

Apply today to unlock special offers

Introductory rate

New cardholders get 0% intro APR for 12 months5 on purchases and balance transfers made in the first 60 days. Afterwards, enjoy an incredibly low rate of 14.24% - 18.00% based on your creditworthiness.

$200 welcome bonus6

Earn 20,000 bonus points after spending $2,500 in the first 90 days of account opening.

FOR A LIMITED-TIME
Score 4x points on gas purchases7

That's 5,000 bonus points at the pump just by using your Visa Signature® card.

Leran more

 

Cardholder favorites

Unlimited 2% cash back on every purchase with your reward points1
Earn unlimited points – 2x the points per dollar with your reward points. Then, redeem for: cash back, travel, merchandise, gift cards, charitable giving, experiences,  and more.
Identity theft protection
With ID Navigator Powered by NortonLifeLock™.
Zero Liability
For unauthorized transactions.8
No foreign transaction fees4
Perfect for every purchase, at home or abroad.
No annual fee4
While other premium cards come with a hefty annual charge, our Visa Signature® card offers valuable perks for $0 per year.
Travel protection benefits
Stay protected on the go with Roadside Dispatch®, auto rental coverage, baggage delay reimbursement, cell phone protection, travel accident insurance, and emergency assistance.
Visa Signature® Concierge
Get 24/7 assistance for tasks like booking travel or making dinner reservations.3
Exclusive offers
Get special offers on travel (including a Luxury Hotel Collection), entertainment, dining, sports, shopping, and more.

Additional card benefits

  • Roadside Dispatch®
    Roadside Dispatch®, a 24/7 pay-per-use roadside assistance program.
  • Auto Rental Collision
    Receive auto coverage for damage due to collision or theft.
  • Baggage Delay Reimbursement
    If an airline delays or misdirects your checked baggage for more than four hours, let us know and we'll reimburse you for any necessities you purchase.
  • Travel Accident Insurance
    When you purchase an airline ticket with your Visa card you can receive $500,000 of accidental death and dismemberment coverage.
  • Travel and Emergency Assistance
    Offers services designed to help you in case of an emergency while traveling. This assistance includes services such as: medical referral assistance, legal referral assistance, and emergency ticket replacement.
  • Zero Liability
    At GECU, you won't be held responsible for unauthorized charges you did not authorize, online or otherwise.
  • ID Navigator Powered by NortonLifeLock™
    No one can prevent all identity theft, but these tools help you act quickly if criminals are threatening your personal data.
  • Cellular Telephone Protection
    Provides coverage for: damage to, theft of, or accidental parting of your cell phone. An involuntary or accidental parting is the unintended separation from your cell phone when you know its location, but recovery is impractical.
  • Purchase Security
    When you use your Visa card to make a purchase and said item is stolen or damaged within the first 90 days, you can replace, repair, or get reimbursed for the item.
  • Return Protection
    If you used your Visa credit card to make a purchase, then become dissatisfied and the merchant will not accept your return, Return Protection can help.

Convenience at your finger tips

 

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Access your account

Make payments, monitor activity, view statements, and utilize Spend Analyzer through  Online Banking or in the GECU mobile app.9

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Make contactless payments

Add your card to your digital wallet.10 Choose from Apple Pay®, Samsung Pay™, or Google Pay™.

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Set up customized account alerts

Stay in tune with your account by setting up personalized emails or text alerts.

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View your FICO® Score for free

Monitor your credit FICO® Score updated quarterly.

Ready to open a GECU Visa Signature® card?

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Apply online

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Schedule a virtual visit

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Visit a GECU location

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

Helpful Resources

Money Minutes Blog

What Is a VantageScore®?
Understanding what a VantageScore® is—and how it compares to a FICO® Score—can help you make more informed financial decisions. 
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Why Gas Prices Go Up or Down—and How to Save at the Pump

Gas prices can feel like they’re always on the move, and it’s natural to wonder: Why are gas prices going up or dipping from week to week? The cost at the pump is shaped by several factors working together behind the scenes. 

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Balance Transfers: Fall in Love with a Low-Rate Card

Did a sweet opening bonus cause you to overlook a sky-high credit card interest rate? If so, you may have found yourself with a sizeable chunk of debt and unable to catch up. 

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