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Platinum

Earn points while picking up groceries, stopping at the gas station, buying tickets to the big game, and everything in between.

Turn everyday trips to
the store into so much more

  • No annual fee1
  • Earn up to 3x the points2
  • Earn unlimited points that never expire

Get our Platinum card with these special offers

0% APR for 12 months3

New cardholders get 0% APR for 12 months on purchases and balance transfers made in the first 60 days. Then, the APR will adjust to 12.99% - 18.00% for purchases and balance transfers, based on your creditworthiness.

10,000 Bonus points4

Earn 10,000 bonus points after spending $1,000 in the first 90 days of account opening.

Apply for your card today

Current rates 

A trip to the supermarket or gas station may feel like a regular errand, but these everyday purchases on your GECU Platinum credit card can add up to extraordinary rewards.

Explore Platinum card benefits

  • Redeem points for travel, merchandise, gift cards, cash, charitable giving, and more.2
    • 3x points at U.S. supermarkets and wholesale clubs.
    • 2x points at gas stations.
    • 1x points for all other purchases.
  • Zero liability for unauthorized transactions.5
  • Manage your credit card within our mobile app and Online Banking6 to establish good credit habits. Make payments, monitor transactions, view statements, and more.

View your FICO® Score for free

See your FICO® Score in Online Banking or in the GECU mobile app, updated quarterly. Viewing your score in Online Banking or our mobile app won’t hurt your credit!

Add your card for contactless, secure mobile payments

Make contactless payments in a snap when you add your GECU credit card to your favorite wallet app: Apple Pay®, Samsung Pay™, or Google Pay™.8

Customize account alerts for your needs

Set up personalized email or text alerts and reminders to help you stay in tune with your account. You can receive alerts for each transaction or set thresholds, depending on your needs.

Card benefits 

  • Roadside Dispatch®
    Roadside Dispatch®, a 24/7 pay-per-use roadside assistance program.
  • Auto Rental Collision
    Receive auto coverage for damage due to collision or theft.
  • Baggage Delay Reimbursement
    If an airline delays or misdirects your checked baggage for more than four hours, let us know and we'll reimburse you for any necessities you purchase.
  • Travel Accident Insurance
    When you purchase an airline ticket with your Visa card you can receive $500,000 of accidental death and dismemberment coverage.
  • Travel and Emergency Assistance
    Offers services designed to help you in case of an emergency while traveling. This assistance includes services such as: medical referral assistance, legal referral assistance, and emergency ticket replacement.
  • Zero Liability
    At GECU, you won't be held responsible for unauthorized charges you did not authorize, online or otherwise.
  • ID Navigator Powered by NortonLifeLock™
    No one can prevent all identity theft, but these tools help you act quickly if criminals are threatening your personal data.
  • Cellular Telephone Protection
    Provides coverage for: damage to, theft of, or accidental parting of your cell phone. An involuntary or accidental parting is the unintended separation from your cell phone when you know its location, but recovery is impractical.
  • Purchase Security
    When you use your Visa card to make a purchase and said item is stolen or damaged within the first 90 days, you can replace, repair, or get reimbursed for the item.
  • Return Protection
    If you used your Visa credit card to make a purchase, then become dissatisfied and the merchant will not accept your return, Return Protection can help.

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

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