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The Classic

When you’re ready to cut to the chase – get a great credit card with a low rate.1 That's why this one is known as The Classic.

The Classic never goes
out of style

  • Take advantage of no annual fee2
  • Receive our lowest possible rate
  • Access your FICO® Score for free

0% APR Introductory Offer

Lock in a 0% APR for 12 months on purchases and balance transfer made in the first 60 days. After that, the APR will adjust to 10.99% - 16.99% for purchases and balance transfers, based on your creditworthiness.3

Apply online

You want a no-nonsense type of credit card and to pay as little as possible for your credit card purchases. Focus on getting our lowest rate on a credit card while still enjoying convenient features.
 

Explore The Classic card benefits

  • No annual fee.2
  • Manage your credit card within our mobile app and Online Banking4 to establish good credit habits. Make payments, monitor transactions, view statements, and more.
  • Zero liability for unauthorized transactions.5
     

Understand your credit with personalized insights

Monitor your credit, receive alerts, and access tools that help you better understand the factors impacting your credit with CreditSavvy6 through Online Banking and our mobile app.

Add your card for contactless, secure mobile payments 

Make contactless payments in a snap when you add your GECU credit card to your favorite wallet app: Apple Pay®, Samsung Pay™, or Google Pay™.7
 

Customize account alerts for your needs

Set up personalized email or text alerts and reminders to help you stay in tune with your account. You can receive alerts for each transaction or set thresholds, depending on your needs. 

Card benefits

  • Roadside Dispatch®
    Roadside Dispatch®, a 24/7 pay-per-use roadside assistance program.
  • Auto Rental Collision
    Receive auto coverage for damage due to collision or theft.
  • Baggage Delay Reimbursement
    If an airline delays or misdirects your checked baggage for more than four hours, let us know and we'll reimburse you for any necessities you purchase.
  • Travel Accident Insurance
    When you purchase an airline ticket with your Visa card you can receive $500,000 of accidental death and dismemberment coverage.
  • Travel and Emergency Assistance
    Offers services designed to help you in case of an emergency while traveling. This assistance includes services such as: medical referral assistance, legal referral assistance, and emergency ticket replacement.
  • Zero Liability
    At GECU, you won't be held responsible for unauthorized charges you did not authorize, online or otherwise.
  • ID Navigator Powered by NortonLifeLock™
    No one can prevent all identity theft, but these tools help you act quickly if criminals are threatening your personal data.
  • Cellular Telephone Protection
    Provides coverage for: damage to, theft of, or accidental parting of your cell phone. An involuntary or accidental parting is the unintended separation from your cell phone when you know its location, but recovery is impractical.
  • Purchase Security
    When you use your Visa card to make a purchase and said item is stolen or damaged within the first 90 days, you can replace, repair, or get reimbursed for the item.
  • Return Protection
    If you used your Visa credit card to make a purchase, then become dissatisfied and the merchant will not accept your return, Return Protection can help.

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

Helpful Resources

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