Details apply to cards opened since July 2016.
0% Introductory APR
Purchases and balance transfers made in the first 60 days will have 0% introductory APR for 12 months. After the introductory period, the APR will adjust to 10.49% - 16.49% for purchases and balance transfers, based on your creditworthiness.2
Cash Back Reward
Earn $100 cash-back after spending $1,000 in the first 90-days of account opening.3
No Annual Fee
Enjoy all our Platinum card has to offer with no annual fee!4
Access your GECU card information through Online Banking and our mobile app. Pay your credit card bill (Online Banking only), receive free eStatements, monitor transactions, and more.5
New! Set up automatic payments
Choose from: statement balance, minimum amount due, or enter an amount that works best for you. Log in to Online Bankingand select the Credit Card tab to get started. (Credit card payments are only available through Online Banking at this time.)
The FICO® Score we provide is the FICO® Score 8 based on Equifax data. If you're the primary cardholder, view your score through the Credit Card section in Online Banking any time; however, it will only be retrieved from Equifax and updated quarterly.6 Learn more and review the FICO® Score FAQs.
Earn Unlimited Cash Back
- 2% at U.S. supermarkets and wholesale clubs
- 1.5% at gas stations
- 1% on all other purchases
- 10% on paid finance charges
On a monthly basis, earnings will be automatically applied to your card account balance, reducing the amount you owe.
Auto Rental Collision Waiver
Excellent coverage and peace-of-mind for damage due to collision or theft of most rental cars.
Travel & Emergency Assistance
Help in coordinating medical, legal, and travel services while away from home.
EMV Chip Technology
Enjoy enhanced security and global acceptance when you use your credit card at merchants that use chip-enabled terminals to accept your payment.
Warranty Manager Service
Double the manufacturer's warranty coverage on items purchased with a covered Gold card (for eligible warranties of three (3) years or less), plus easy warranty registration, and more.
At GECU, you won't be held responsible for unauthorized charges you did not authorize, online or otherwise.7
Sign-up for real-time alerts for: individual transaction amount thresholds, international transactions, or card absent transactions, such as by telephone or online orders. Learn more and enroll your card(s).
|Gold||As low as 10.49%|
2Introductory APR for Purchases and Balance Transfers: Offer valid for qualified borrowers only. Upon approved credit. Offer subject to change at any time. Purchases and balance transfers made in the first 60 days will have 0.00% introductory APR for 12 months. Existing GECU credit card/loan balances are not eligible for the introductory rate. After the introductory period, the APR will adjust to 10.49% - 16.49% for purchases and balance transfers, based on your creditworthiness.
3Gold Card Bonus: As a new Gold cardholder, you have the opportunity to earn a $100 cash back bonus upon making $1,000 in purchases within the first 90 days after account opening. When meeting the requirement, a $100 rebate will be applied as a statement credit the cycle after meeting the requirement.
4Credit Card Fees: Regular APR applies; foreign transaction fee is 1.5% of each transaction in U.S. dollars. There is a $3 or 2% of the amount (whichever is greater) fee to transfer balances from other credit cards to a GECU credit card.
5Online Banking: We provide Online Banking and Mobile Banking for free; however, Mobile/Internet data charges may apply, as well as text message charges for text commands and Alerts. Please contact your service provider for details.
6FICO® Scores: FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries. Primary GECU credit card accountholders will receive their FICO® Score 8 based on Equifax Data updated on a quarterly basis, when available.
7Zero Liability: If you suspect there has been unauthorized use of your GECU credit card, promptly contact Cardholder Services at (800) 542-7093. You will not be liable for use that occurs after you notify General Electric Credit Union and/or Cardholder Services of the loss, theft, or possible unauthorized use. See any Credit Card Terms & Conditions for complete details.
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