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General Electric Credit Union

Thrive Money Market 

A tiered-rate savings solution designed to maximize your earning potential.  

Created with you in mind, Thrive Money Market rivals best in class money market accounts to Improve the Quality of Your Financial Life.  

Open An Account Current Rates
Money Market Account Cincinnati OH

Take your savings to the next level. 

As a secure savings option with guaranteed earnings, Thrive Money Market offers increased earning potential with dividend-earning tiers and no monthly fees. Choose an account that gives you more, choose an account that lets you thrive.

While a typical money market account requires a high minimum balance to open or maintain the account, Thrive has no minimum balance requirement so you can earn a leading rate with as little as $100.

When the need arises, we offer many convenient access options including unlimited deposits and withdrawals in person or at a GECU ATM. As this is a savings account subject to Regulation D, you can make up to six (6) transactions per month via: MMA checks, Online Banking, our mobile app, or by phone.1

Your accounts are federally insured to at least $250,000 by the National Credit Union Administration (NCUA). For more details about how your GECU accounts are protected, please click here for an informative brochure. Calculate your accurate share insurance by using the NCUA e-calculator.

Thrive Money Market Account Features:

  • No minimum balance requirement. Open your account and start earning dividends with as little as $100.
  • No monthly maintenance fees. Receive a competitive, industry-leading rate with no monthly fees to worry about.
  • Unlimited ATM withdrawals. Get funds when you need them with a no monthly-fee ATM card at any ATM (including our network of 60,000+ surcharge-free ATMs).2
  • Tiered dividends. With three highly-competitive rate tiers, the higher your balance, the greater your return.
  • 24/7 account access. Easily manage your accounts through Online Banking or our mobile app.
  • Mobile deposit. Deposit funds anywhere, anytime using our mobile app.
  • Free checks. Receive your first book of MMA checks on us.3

Thrive Money Market Rates4

rates_money_market_thrive table
Deposit AmountRateAPY
$100 - $4,999.991.09%1.10%
$5,000 - $24,999.991.29%1.30%

Effective 01/14/2019

Start saving with confidence. 

Open an account today and earn dividends with as little as $100: 



1During any calendar month you may not make more than six (6) withdrawals or transfers to your other Credit Union accounts or to a third party by means of Online Banking transfer or other pre-authorized electronic funds transfer, automatic transfer, overdraft protection transfer, telephone order or instruction, request transmitted via facsimile machine, or transfer initiated through our audio response service (Sourceline).
2GECU ATM fee may apply at surcharge-free ATMs. For details, review our Fee Schedule. When using a foreign ATM within the Alliance One or Allpoint Network, occasionally machines will display a standard surcharge message on the screen during your transaction. Despite seeing this message, Alliance One and Allpoint Network members will not actually pay this surcharge when the transaction is processed through the network. This list is updated continually and is up to the institution who owns the ATM to notify the Alliance One or Allpoint Network of any changes. Please check your account to confirm this surcharge has not been charged to your account. If you have been charged this fee, please contact Member Services.
3MMA Checks: One book of checks will be granted per primary member for the first GECU Thrive Money Market account; offer not valid on subsequent accounts of the same type. Additional books of checks are available for purchase.
4Thrive Money Market Account: There is no minimum balance requirement to open this account.  To earn dividends, you must maintain a minimum daily balance of $100; no interest is paid on balances below $99.99. Dividend rates are based on the account balance and account tier. The tiers are as follows: Tier 1 daily balance up to $99.99, Tier 2 daily balance $100.00-$4,999.99; Tier 3 daily balance $5,000.00-$24,999.99; Tier 4 daily balance $25,000.00 or more. We use the daily balance method to calculate the dividend on your account. Accounts will be opened, and interest will accrue as of the date funding is received; funding must be received within 30 calendar days of account opening. Dividends begin to accrue no later than the business day we receive the deposit to your account. Rates earned are based on balances, calculated daily, and compounded to the account monthly. Separate checks and ATM cards are issued to access this account. During any calendar month, you may not exceed six (6) withdrawals or transfers to your other Credit Union accounts or to a third party by means of an Online Banking/Mobile Banking transfer or other preā€authorized electronic funds transfer, automatic transfer, overdraft protection transfer, over the phone request, request transmitted via facsimile machine, or transfer initiated through our audio response service. Fees may reduce earnings. Full details can be found by reviewing the Account Disclosure.

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