Save big on interest – transfer your balance!

Open a new GECU credit card through March 15, 2026, and lock in 0% APR for 12 months on purchases and balance transfers made in the first 60 days. After that, the APR will adjust to 10.74% - 18.00% based on card type and creditworthiness.1

icons-2025-12-23T143657-864.png
No annual fee

Keep costs down while you pay off debt.2


Save on interest

With credit card rates averaging over 25%,3 transferring existing balances adds up to big savings.


Simplified payments

Combine multiple balances into one easy monthly payment.

Your balance transfer comes with built-in benefits

View your point balance

See how many points you've racked up in Online Banking or in the GECU mobile app.7

Pay with digital wallets

Add your card to your Apple Pay®, Samsung Pay™, or Google Pay™ for secure, convenient payments.8

Set up customized account alerts

Personalize emails or text alerts so you can receive reminders that help you stay in tune with your accounts.

View your FICO® Score for free

See your FICO® Score in Online Banking or in the GECU mobile app, updated quarterly.

FAQs

A balance transfer fee is a charge applied when you move a balance from one credit card to another. For your GECU card, the fee is $10 or 3% of the transferred amount, whichever is greater. It applies to transfers from other credit cards to your GECU card.
When you open a new GECU credit card, you can select the balance transfer option during the application process. Once you’re approved, your balance transfer request will be processed automatically. Transfers typically take 7–10 business days, but timing may vary.
Opening a new card and transferring balances may impact your credit score temporarily, but lowering your interest and paying down debt can help over time.