savings-challenge-1-2.png

Grow your savings to win cash prizes!

Through June 30, 2026, win your share of over $10,000 by entering the GECU Save & Win Challenge! Build lasting savings habits, grow your savings balance, and we'll reward your efforts with prizes along the way.

Here's how it works:

icons-2025-12-18T133056-012.png

Enroll
To enroll in the challenge, fill out and submit the online form. You must be the primary account holder of a GECU Thrive Money Market2 or savings account to participate.

icons-2025-12-18T133045-738.png

Save
Enroll just once and you’re set for the entire challenge. After enrolling, you’ll earn 1 entry for every $25 (net) you save, with entries automatically rolled into our monthly prize drawings.

 

icons-2025-12-19T120000-917.png
Win
We’ll award $100 to 14 winners and $500 to one grand prize winner each month. That’s over $10,000 in prizes during the Save & Win Challenge! Prizes will be deposited directly into your Thrive Money Market or savings account.

Fuel your savings with a Thrive Money Market account

Want to participate in the challenge, but don’t have a GECU savings account? We recommend opening a Thrive Money Market account online, then submitting the enrollment form. Not only can you save for an opportunity to win, but you’ll gain an edge with these built-in advantages:

Icons-15.png

Maximize your savings

Our competitive rates help you earn more every day. Check out our introductory offer3 for even more earning potential.

Icons-14.png

No fees to hold you back

Growing your savings shouldn't cost you. No monthly fees, no minimum balance—just your money working for you.

Icons-16.png

Check your progress anytime

It is easy to keep track of your savings through Online Banking and the GECU mobile app.4

Here's what our winners are saving for:

“At this point in life I am saving towards retirement. I want to retire in 2030 at which time my house will be paid off.”

Brian H.

“Right now, my savings goal is for my first ever cruise next year! I was going to use this towards buying some fun Disney merch!”

Bernadette T.

“My wife and I are saving for retirement, vacations, and a new home.”

Bill B.

Pack on the perks with a GECU checking account

Get even more out of your GECU savings experience by opening one of our checking account options!

Icons-10.png

Round-Up

We’ll Round-Up5 your debit card purchases and automatically transfer the extra change to your savings. Plus, you’ll earn a 5% match each month, up to $350 per year!

Icons-8.png

Early Pay6

Get paid up to 2 days early with Early Pay when you set up direct deposit to your GECU checking account. More time with your money means you can move funds to savings sooner and reach your goals faster.

Icons-9.png

Recurring transfers

Automate your savings by moving money into your account on a schedule that makes sense for you.

4 easy ways to open an account

Open a savings account or Thrive Money Market account in one of the following ways:

NP-Icon-11.png

Open an account online

NP-Icon-12.png

Schedule an in-branch appointment

icons-2025-09-11T121654-723.png

Schedule a virtual visit

NP-Icon-13.png

Visit a GECU location

FAQs

Automatic entries will be recorded by the Credit Union once the balance is calculated at month-end processing. Entries are calculated based on a month-over-month balance increase on the Qualifying Account(s) of the Eligible Member record, as reported by the Credit Union in the monthly data file each month. This means there must be an increase of at least $25 in the reported ending balance of the current month when compared to the reported ending balance of the previous month.
Winners will be chosen randomly every month and will be contacted by phone or email. If the prize is unclaimed after 48 hours, the prize may be forfeited and awarded to an alternate winner.
The challenge launches January 1, 2026, during Financial Wellness Month, and runs through June 30, 2026. Members can join at any time during this period.

To join the challenge, you must complete the enrollment form and be a primary account holder of one of the following accounts:

  • Earn 1 entry for every $25 saved in a Thrive Money Market, traditional savings, Vacation Club, or Christmas Club savings account.
  • Maximum of 100 entries per month.
  • Entries do not roll over month-to-month.

Withdrawals during the challenge reduce your qualified savings amount and therefore your entries.

Winners are responsible for reporting and paying all applicable state and federal taxes. If an individual wins $600 or more (by winning more than one prize throughout the Save & Win Challenge), GECU will file a Form 1099-MISC.