Visa Signature® Credit Card

Membership eligibility available throughout the Tri-State. For questions or concerns, contact us at: 513.243.4328 / 800.542.7093. APR = Annual Percentage Rate. All offers valid for qualified borrowers only, upon approved credit. Offers subject to change at any time.

¹Introductory APR for Purchases and Balance Transfers: Offer valid for qualified borrowers only. Upon approved credit. Offer subject to change at any time. Purchases and balance transfers made in the first 60 days will have 0.00% introductory APR for 12 months. Existing GECU credit card/loan balances are not eligible for the introductory rate. After the introductory period, the APR will adjust to 10.74% - 18.00% based on card type and creditworthiness.

²Visa Signature Rewards: For each dollar charged on a qualifying purchase in each billing period on your GECU Visa Signature card, you'll earn reward points. Qualifying purchases are purchases for goods and services minus returns and other credits. Qualifying purchases do NOT include fees or interest charges, balance transfers, cash advances, or purchases of other cash equivalents. Additional terms and restrictions apply. This rewards program is offered at the discretion of GECU and may be changed from time to time with or without notification. Full terms and details of the rewards program will be included with your card and can also be found in our Visa Signature® Terms and Conditions, Visa Signature® Guide to Benefits, and Visa Signature® Reward Program Summary.

³Visa Signature Bonus Points: As a new Visa Signature cardholder, you have the opportunity to earn 20,000 bonus points upon making $2,500 in purchases within the first 90 days of account opening. The bonus points will be added to your reward point balance and will be identified as such on your statement, eStatement, or within Online Banking/mobile app.

⁴Credit Card Fees: Regular APR applies; foreign transaction fee is 0% of each transaction in U.S. dollars. There is a $10 or 3% of the amount (whichever is greater) fee to transfer balances from other credit cards to a GECU credit card.

⁵Visa Signature Concierge: Certain limitations, exclusions, and restrictions apply. The cost of any goods or services purchased through the Visa Signature Concierge services on the cardholder's behalf are the cardholder's responsibility and will be billed directly to the cardholder's Visa Signature card. For more information on this benefit, see the Visa Signature® Guide to Benefits.


⁶Platinum Rewards: For each dollar charged on a qualifying purchase in each billing period on your GECU Platinum card, you'll earn reward points. Qualifying purchases are purchases for goods and services minus returns and other credits. Qualifying purchases do NOT include fees or interest charges, balance transfers, cash advances, or purchases of other cash equivalents. Points are based on a businesses’ MCC (Merchant Category Code) and are determined by the individual business and the category in which they reside. Additional terms and restrictions apply. This rewards program is offered at the discretion of GECU and may be changed from time to time with or without notification. Full terms and details of the rewards program will be included with your card. Also reference the Platinum Guide to Benefits and Platinum Reward Program Summary. 

⁷The Classic Card: Your Annual Percentage Rate (APR) will be 10.74% - 16.74% APR, based on your creditworthiness. The APR may vary (increase or decrease) on a quarterly basis and is determined by adding our margin to the Prime Rate as published in The Wall Street Journal effective for the first day of January, April, July, and October of every year. Foreign transaction fee is 1.5% of each transaction in U.S. dollars. There is a $10 or 3% of the amount (whichever is greater) fee to transfer balances from other credit cards to a GECU credit card. Full terms and details of this program will be included with your card.

⁸Online Banking/Mobile App: We provide Online Banking and our mobile app to you for free; however, mobile and internet data charges may apply. Contact your service provider for details.

⁹Digital Wallets: Message and data rates may apply. Please contact your service provider for more details.

Apple Pay® is a trademark of Apple, Inc., registered in the U.S. and other countries.
Google Pay™ is a trademark of Google, Inc.
Samsung Pay™ is a registered trademark of Samsung Electronics Co., Ltd.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. 

Equal Opportunity Lender