How to Plan a Budget-Friendly Road Trip

There’s nothing quite like hitting the open road from right here in the heart of the Midwest and nearby states—cruising through Ohio’s scenic byways, exploring Kentucky’s rolling hills, or venturing across Indiana’s charming small towns. 

And the best part? A great road trip doesn’t have to break the bank. Whether you're planning a quick weekend escape or a multi-week journey along the coast, these budget-friendly road trip hacks will keep your costs low and your fun high. 

Plan your route wisely 

One of the simplest ways to cut costs is mapping out your trip in advance. Spontaneity is fun, but aimlessly driving can lead to unnecessary fuel expenses. Use apps like Google Maps or Roadtrippers to identify the most fuel-efficient route and locate affordable attractions along the way. 

For those traveling in or around the Midwest, consider taking scenic byways like the Ohio River Scenic Byway, which stretches across three states and offers breathtaking waterfront views, or the Kentucky Bourbon Trail—perfect for those who appreciate history and craftsmanship. 

If you’re up for a longer trip, consider connecting to U.S. Route 1 for a tour of the East Coast. It runs from Maine all the way down to Key West, FL!  

Get budget-friendly accommodations 

Skip the expensive hotels in favor of budget-friendly lodging alternatives. Look for: 

• Campgrounds: State parks in Ohio, Kentucky, and Indiana have low-cost camping spots. Check out Hocking Hills State Park (OH) or Clifty Falls State Park (IN) for stunning natural beauty at an affordable rate. Further options include Pickwick Landing State Park (TN) and Kanawha State Forest (WV).  
• Motels and hostels: Independent motels can be significantly cheaper than chain hotels. 
• Airbnb: If you’re open to unique accommodations, Airbnb has listings for private rooms in someone’s home as well as entire places you can have to yourself. 

Pack smart to avoid costly pit stops 

One of the biggest budget pitfalls? Buying necessities on the go. Before departure: 

• Pack non-perishable snacks like granola bars, nuts, and dried fruit. 
• Bring refillable water bottles to avoid buying single-use beverages. 
• Keep an emergency kit handy—basic car tools, a spare tire, and first-aid essentials so you can prevent costly roadside mishaps. 

Fuel up for less 

Gas prices can be unpredictable, but there are ways to take control of your spending at the pump. One smart approach is using apps like GasBuddy to locate the cheapest gas stations along your route, ensuring you always get the best deal. Many local stations also offer loyalty programs that provide discounts and rewards, helping you save over time. Beyond where you fill up, how you drive matters too—avoiding excessive idling and maintaining a steady speed can significantly improve fuel efficiency.  

If you're traveling through the Midwest or parts of the East Coast, consider taking advantage of Kroger Fuel Points, which can provide valuable savings at participating stations across the state. Use a rewards credit card at the pump to earn points you can use toward future travel plans, cash back, gift cards, and more!  

With these simple strategies, you can keep more money in your pocket while keeping your tank full. 

Bring affordable eats on the road 

Eating out for every meal can take a toll on your budget, but with a little planning, you can enjoy great food without overspending. Packing meals like sandwiches, wraps, and pre-made salads is a simple way to cut costs while staying well-fed.  

When shopping, opt for local grocery stores instead of expensive convenience shops to get better deals on fresh ingredients.  

Exploring food trucks and neighborhood diners can also lead to tasty, budget-friendly finds, often at lower prices than tourist-heavy restaurants.  

Explore free and low-cost attractions 

Every great road trip includes memorable stops—and plenty of them can be free or inexpensive: 

• Museums with free entry: If you’re passing through Ohio or Kentucky, consider stopping by the National Underground Railroad Freedom Center (OH) and the Speed Art Museum (KY), which have no-cost admission days. Outside the Midwest, plan a trip to the Tennessee State Museum or the U.S. Army Airborne & Special Operations Museum (NC), both of which are free to visit.  
• Outdoor adventures: Hike the scenic trails at Red River Gorge (KY), Indiana Dunes National Park (IN), Blue Ridge Parkway (NC), or Cooper’s Rock State Forest (WV).  
• Historic landmarks: Behold the Serpent Mound (OH), get inspired at Ernest Hemingway’s home (IN), see the birthplace of a great American leader at Abraham Lincoln Birthplace National Historical Park (KY), or witness the splendor of the Gateway Arch (MO).  

Save with travel discounts 

Before visiting major attractions, it's a good idea to look for discount passes and online deals, as many cities offer bundled experiences at a reduced rate through City Passes. Similarly, an AAA Membership can help you save on accommodations, food, and even roadside assistance, making travel more affordable.  

A successful budget-friendly road trip is all about planning smart, making strategic choices, and embracing the adventure. If you're cruising through the Midwest or beyond, there are plenty of ways to enjoy the journey without overspending. Whether you’re stocking up on snacks or stopping for gas along the way, use a GECU’s Visa Platinum card to earn 3x points at U.S. supermarkets and wholesale clubs; 2x points at gas stations; and 1x points for all other purchases. You can redeem points for your next travel excursion, cash back, gift cards, and more!¹