Business credit card

With incredibly low rates and valuable rewards, a GECU Business credit card is perfect for everything from short-term financing to everyday expense management.

Get the card
that works hard

  • Earn 2% cash back with rewards on every purchase1
  • Reduce expenses with no annual fee2
  • Access a credit line up to $100,000

Apply today to unlock special offers

Introductory rate

Get 0% intro APR for 12 months3 on purchases and balance transfers made in the first 60 days. Afterwards, enjoy an incredibly low rate of 13.24% - 18.00% based on your creditworthiness.

$200 welcome bonus4

Earn 20,000 bonus points after spending $5,000 in the first 90 days of account opening.

Business cardholder favorites

2% cash back from rewards on every purchase
Earn unlimited 2x points per dollar spent. Points never expire and can be redeemed for: cash back, travel, merchandise, gift cards, charitable giving, experiences, and more.
Low rates
Enjoy industry-leading rates for purchases, balance transfers, and cash advances.
No annual fee
Get all the perks for $0 per year.
Cards for your employees
Add authorized users for added reward points, as well as the ability to manage expenses by setting up limits and alerts.
Travel protection benefits
Stay protected on the go with Roadside Dispatch®, auto rental coverage, baggage delay reimbursement, cell phone protection, travel accident insurance, and emergency assistance.
Zero Liability
For unauthorized transactions.5

Additional card benefits

  • Roadside Dispatch®
    Roadside Dispatch®, a 24/7 pay-per-use roadside assistance program.
  • Auto Rental Collision
    Receive auto coverage for damage due to collision or theft.
  • Baggage Delay Reimbursement
    If an airline delays or misdirects your checked baggage for more than four hours, let us know and we'll reimburse you for any necessities you purchase.
  • Travel Accident Insurance
    When you purchase an airline ticket with your Visa card you can receive $500,000 of accidental death and dismemberment coverage.
  • Travel and Emergency Assistance
    Offers services designed to help you in case of an emergency while traveling. This assistance includes services such as: medical referral assistance, legal referral assistance, and emergency ticket replacement.
  • Zero Liability
    At GECU, you won't be held responsible for unauthorized charges you did not authorize, online or otherwise.
  • ID Navigator Powered by NortonLifeLock™
    No one can prevent all identity theft, but these tools help you act quickly if criminals are threatening your personal data.
  • Cellular Telephone Protection
    Provides coverage for: damage to, theft of, or accidental parting of your cell phone. An involuntary or accidental parting is the unintended separation from your cell phone when you know its location, but recovery is impractical.
  • Purchase Security
    When you use your Visa card to make a purchase and said item is stolen or damaged within the first 90 days, you can replace, repair, or get reimbursed for the item.
  • Return Protection
    If you used your Visa credit card to make a purchase, then become dissatisfied and the merchant will not accept your return, Return Protection can help.

Convenience at your finger tips

 


Billing options

Choose between individual and consolidated billing to manage your business statements with ease and flexibility.


Digital wallets6

Add your card to your Apple Pay®Samsung Pay™, or Google Pay™ for secure convenient payments.


Activity and statements

Download all transactions into CSV, Quickbooks, or Quicken.


Reporting

Run audit reports to view any account changes that have been made.

Boost your business' cashflow with the right credit card

Contact our Business Services team to discuss our Business credit card today.

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

Money Minutes Blog

What Nonprofit Businesses Should Look for in a Banking Partner

With expert guidance from Jason Jones, a Business Relationship Manager at General Electric Credit Union (GECU), we’ve outlined the most important qualities nonprofits should look for in a business banking partner.

Read more
Autobooks: Its Role in Small Business Finance
Managing finances is one of the most time-consuming aspects of running a small business. From invoicing clients to tracking payments and reconciling accounts, these tasks can quickly become overwhelming—especially for business owners who don’t have dedicated accounting support. 
Read more
What You Need to Know About BOI Reporting in 2025

GECU Voices brings you guidance and insight from experts within the Credit Union. Today’s blog post was penned by Paula Pfaehler, Senior Vice President, Commercial and Small Business Lending.

Read more

Choosing the right checking account is good business

No matter the size of your company, we have an account that fits your needs.