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Round-Up

Automatically save the spare change from your debit card purchases. It’s the easy way to grow your savings—plus we’ll reward you up to $350 per year1 just by using your GECU checking account!

Spend happily,
save wisely

  • Automatically save as you spend
  • Earn a 5% match each month
  • Get rewarded up to $350 each year1

How it works

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Open an account

Be sure you have a GECU checking and savings account. You'll also need a debit card for daily purchases.

Pro-tip: Use this card for online and recurring payments to collect the most change.

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Make debit card purchases

Next, put your GECU debit card to use for everyday purchases—like grabbing groceries, filling up your gas tank, or subscribing to your favorite streaming service. Just spend as you normally would.

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Start saving

We’ll round up your purchases and add the change to your savings account—plus, we'll match 5% of your rounded-up funds each month, up to $350 a year. 

Pro-tip: Give your savings more momentum with our Thrive Money Market Account.

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Our checking account options:

Simply Free Checking

  • No monthly fee
  • $25 minimum to open
  • The perfect everyday checking account

Choice Checking

  • $10 monthly fee, waived with a $500 average daily balance
  • $25 minimum to open
  • Earn dividends based on your balance

Amplified High-Yield Checking

  • $15 monthly fee, waived with a $1,500 average daily balance
  • $25 minimum to open
  • Earn dividends in five rate tiers, for maximum growth potential

Tap into convenience with your digital wallet

Add your debit card to Apple Pay®, Samsung Pay™, or Google Pay™ and enjoy secure, contactless payments wherever you go.2

How to enroll

To enroll in Round-Up, you will need to open a checking and savings account. Choose from three checking account options: Simply Free, Choice, or Amplified High-Yield. For savings, we recommend our Thrive Money Market account – with high returns and no minimum balance requirement,* it’s the perfect option for more earnings! You can open both accounts and enroll in Round-Up with one easy online application. Prefer meeting with a GECU team member? Visit us at a nearby location or schedule a virtual visit.

Open a checking account to start saving with Round-Up. Choose from three account options: Simply Free, Choice, or Amplified High-Yield. You can enroll in Round-Up while opening your checking account online. Then enter your existing savings or Money Market account account number to start saving. Prefer meeting with a GECU team member? Visit us at a nearby location or schedule a virtual visit.
Open a savings account to enroll in Round-Up. We recommend our Thrive Money Market account – with high returns and no minimum balance requirement,* it’s the perfect option for more earnings! You can open your savings account online. Afterwards, simply let us know you want to enroll in Round-Up:

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