Home Equity Loans in Greater Cincinnati

Your home's equity is an asset, take advantage of it. 

Whether you want to finance a home addition and increase its value or pay for an upcoming vacation or new toy, the decision is yours.

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Home Equity Loans Cincinnati OH

Your home's equity is a convenient way to boost your cash flow. 

With a home equity loan or line of credit (also known as a second mortgage), you can borrow up to 80% of your home's equity and use the funds for any purchase or project. Repay the loan with low-interest payments. 

Put your home equity to work: 

Applying for home equity Cincinnati, OHUse equity to increase your equity. Finish your basement, add that extra bedroom you've wanted, or make your kitchen HGTV-worthy with a home equity loan or line of credit.

home equity lines of credit Cincinnati, OHProtect yourself when emergencies happen. Your equity can help pay outstanding or increasing medical bills giving you peace of mind when you need it most.

home equity loans Cincinnati, OH Buy that boat you've always wanted. No matter the toy you have in mind, use the equity in your home to make a big purchase with low-interest payments.

home equity Cincinnati, OHTake control of your finances. Consolidate your credit cards, auto loans, and more into one loan. Relax and pay down one low-rate loan.

Experience the value of GECU. 

Aside from offering you great rates, choosing GECU means trusting your greatest asset with a financial institution that continually puts its members first and will help provide you with sound financial advice. Our non-commissioned professionals are here to help. 

Select the option best for your needs. 

Fixed-Rate, Fixed-Term Home Equity Loan

  • Save with $0 application fee, no closing costs, and no pre-payment penalties
  • Receive funds in a single disbursement
  • Repay the loan with low-rate, fixed monthly payments
  • Manage your loan through our easy-to-use Online Banking
  • Eligible for tax-deductible interest*

Home Equity Line of Credit

  • Current introductory rate special
  • Save with $0 application fee, no closing costs, and no pre-payment penalties
  • Ongoing access to funds with no initial draw requirement and a 10-year draw period
  • Only pay on the money you've borrowed
  • Easily access your money via check, online, and in-person
  • Manage and access line of credit through Online Banking
  • Eligible for tax-deductible interest*


After selecting Apply Online, choose Easy App to start your application.

Apply Online


Equity Rich Solutions

Choose from a fixed-rate, fixed-term loan or an open line of credit.

These unique solutions are great if you've built some equity in your home. You can refinance your remaining balance and access your equity at the same time. 

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*Be sure to contact a tax advisor on their deductibility of interest.

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