Vehicle protection options

Take advantage of exclusive member benefits to protect your vehicle, including individual or comprehensive coverage.

Solutions to keep you and your purchase protected for the long haul

  • Protect your vehicle’s value and condition
  • Protect your wallet with out-of-pocket limits
  • Provide ownership peace of mind
Life happens—and when it does, we want you to feel confident and protected. That’s why we offer a range of coverage options designed to give you peace of mind.

Component replacement options1 

In partnership with Alpha Warranty Services, we offer component replacement options that deliver top-tier coverage and service with unlimited mileage protection.


PriorityOne

  • Comprehensive coverage for vehicles under 10 years/150,000 miles
  • More than 750 parts covered
PriorityOne, the premier protection plan, protects your lifestyle and your ride with a plan designed to cover the parts and service needed to keep you on the road. A small number of exclusions apply.

A+ Unlimited

  • Covers vehicles under 15 years/175,000 miles
  • More than 260 parts covered

The A+ Unlimited plan offers mid-level vehicle protection that goes above and beyond mid-level service. Exclusions apply.

Cancellable GAP2

Offered through Alpha Warranty Services, Cancellable Guaranteed Asset Protection (GAP) protects your vehicle’s value after loss due to theft, or vehicle total-loss when the insured amount is less than the loan payoff amount (covering the gap you would otherwise pay). Without GAP coverage, you could be left paying thousands of dollars out-of-pocket for a vehicle you no longer have.

  • Affordable peace of mind: For a small monthly cost added to your loan payment, you gain significant protection against a major financial risk. (Note: GAP coverage can only be added when financing your loan.)
  • Rapid depreciation protection: New cars lose value quickly. GAP coverage ensures you’re not stuck paying for your vehicle’s depreciated value after an accident.
  • Credit protection: Avoid falling behind on payments or damaging your credit score due to an unexpected balance after a total loss.
  • Coverage beyond your auto insurance: GAP complements your existing coverage, filling the difference in value that your insurance doesn’t cover.
GAP is offered through Alpha Warranty Services, and is underwritten through CARCO. GAP can only be added at the time of loan origination.

Life and Disability loan payment protection3

In the event of your death or disability, you'll have peace of mind knowing paying your loan is covered.
  • Life payment protection: In the event of your death, this plan pays off the scheduled balance of your loan. It is available for the borrower (single) or the borrower and co-borrower (joint protection).
  • Disability payment protection: If you become disabled and are under the care of a doctor, this plan makes your loan payment until you can return to work, or until the loan is paid off (whichever comes first). Benefits are paid in addition to any other disability benefits you receive. The plan covers both injury and illness and doesn’t require hospitalization.
This coverage is available through our partnership with Allied Solutions and underwritten by Minnesota Life Insurance Company. 

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