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General Electric Credit Union

Deposit Account Rates


Certificate Specials

rates_certificate_special table
TermMinimum BalanceRateAPY
9 - Month Share Certificate*$5002.72%2.75%*
9 - Month IRA/HSA Certificate*$5002.72%2.75%*
33 - Month Share Certificate*$5003.28%3.33%*
33 - Month IRA/HSA Certificate*$5003.29%3.33%*
2 - Year Jumbo Share Certificate**$100,0002.96%3.00%**
2 - Year Jumbo IRA Certificate**$100,0002.97%3.00%**

Effective 09/28/2018

*9- and 33-Month Certificate Specials: This is a limited-time offer, all details including the stated APY, are accurate as of September 28, 2018. GECU reserves the right to end or modify this offer at any time. Certificates will be opened, and interest will accrue as of the date funding is received; funding must be received within 10 days of opening the account. Fees may reduce earnings; subject to early withdrawal penalties. Your Share Certificate will automatically renew at the end of the term. GECU will send you a maturity notice prior to renewal. Upon maturity, if the same term is no longer offered, the certificate will automatically renew into the closest term available with the best rate available for that term. This special requires a minimum deposit of $500, new money only. New money is defined as proceeds not previously on deposit with GECU. 
Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates.
**2 Year Jumbo Certificate Special: This is a limited-time offer, all details including the stated APY, are accurate as of September 28, 2018. GECU reserves the right to end or modify this offer at any time. Certificates will be opened, and interest will accrue as of the date funding is received; funding must be received within 10 days of opening the account. Fees may reduce earnings; subject to early withdrawal penalties. Your Share Certificate will automatically renew at the end of the term. GECU will send you a maturity notice prior to renewal. Upon maturity, if the same term is no longer offered, the certificate will automatically renew into the closest term available with the best rate available for that term. 

Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates.

Click here to learn more about our certificate special.


Share/Savings Account

rates_share_savings table
Minimum BalanceRateAPY
$5.00.10%.10%

Effective 06/01/2015

Rates are subject to change daily. It takes $5.00 to open this account. 
Please call: 513.243.4328 or 800.542.7093 for the most current rates.

Click here for complete disclosures to GECU's Share Savings Account.


Share Certificates

rates_share_certificates table
TermMinimum BalanceRateAPY
6-Month$5001.83%1.85%
1 - Year$5002.13%2.15%
2 - Year$5002.62%2.65%
3 - Year$5002.72%2.75%
5 - Year$5003.20%3.25%
1 - Year Jumbo$100,0002.86%2.90%

Effective 11/27/2018

Rates are subject to change daily.
Please call: 513.243.4328 or 800.542.7093 for the most current rates.

Click here for complete disclosures to GECU's Share Certificates.


Individual Retirement Account (IRA) Certificates

rates_ira_certificates table
TermMinimum BalanceRateAPY
6-Month$5001.84%1.85%
1 - Year$5002.13%2.15%
2 - Year$5002.62%2.65%
3 - Year$5002.72%2.75%
5 - Year$5003.21%3.25%
1 - Year Jumbo$100,0002.87%2.90%

Effective 11/27/2018

Rates are subject to change daily.
Please call: 513.243.4328 or 800.542.7093 for the most current rates.

Click here for complete disclosures to GECU's IRA Certificates.


IRA Share Account

rates_ira_passbook table
Minimum BalanceRateAPY
$5.00.10%.10%

Effective 06/01/2015

Rates are subject to change daily.
Please call: 513.243.4328 or 800.542.7093 for the most current rates.

Click here for complete disclosures to GECU's IRA Passbook Account.


Health Savings Account (HSA) Certificates

rates_hsa_certificates table
TermMinimum BalanceRateAPY
6-Month$5001.84%1.85%
1 - Year$5002.13%2.15%
2 - Year$5002.62%2.65%
3 - Year$5002.72%2.75%

Effective 11/27/2018

Rates are subject to change daily.
Please call: 513.243.4328 or 800.542.7093 for the most current rates.

Click here for complete disclosures to GECU's HSA Certificates.


Money Market Plus Account

rates_money_market table
Deposit AmountRateAPY
$10,000 - $49,999.99.20%.20%
$50,000 and Over.80%.80%

Effective 06/01/2015

Rates are subject to change daily. It takes $10,000 to open this account. If the account falls below $10,000 any day of the month, the rate reverts to the current share rate for the entire month. 
Please call: 513.243.4328 or 800.542.7093 for the most current rates.

Click here for complete disclosures to GECU's Money Market Plus Account.


Christmas Club Account

rates_christmas_club table
Minimum BalanceRateAPY
$0.10%.10%

Effective 03/28/2018

Rates are subject to change daily. Christmas Club disbursement will be deposited into your regular share account around September 30th of each year unless you chose otherwise in writing acceptable to us.
Please call: 513.243.4328 or 800.542.7093 for the most current rates.

Click here for complete disclosures to GECU's Christmas Club Account.


Vacation Club Account

rates_vacation_club table
Minimum BalanceRateAPY
$0.10%.10%

Effective 03/28/2018

Rates are subject to change daily. 
Please call: 513.243.4328 or 800.542.7093 for the most current rates.

Click here for complete disclosures to GECU's Vacation Club Account.


Amplified High-Yield Checking

rates_amplified_money_market_checking table
Deposit AmountRateAPY
$5,000.00 - $49,999.99.20%.20%
$50,000 - $249,999.99.80%.80%
$250,000 - $999,999.99 (br) (Variable based on 1-Month Treasury Bill + .10% (margin))***2.41%***2.44%***
$1,000,000+ (br) (Variable based on 1-Month Treasury Bill + .35% (margin))***2.66%***2.69%***

Effective 12/4/2018

***You must deposit $5,000 to open this account and maintain the minimum daily balance of $5,000 to obtain the annual percentage yield. If the account falls below $5,000 any day of the month, no dividends are accrued on that day of the month. At the end of each month, if your account balance is below $5,000, you will incur a $20 Amplified monthly maintenance fee. You will receive the accrued dividends if you close your account before dividends are posted. The minimum balance for the account is $5,000; you must maintain the corresponding minimum daily balance to obtain the disclosed annual percentage yield. Rates earned are based on balance. The tiers are as follows: Tier 1 daily balance of $5,000 to $49,999.99; Tier 2 daily balance of $50,000 to $249,999.99; Tier 3 daily balance of $250,000 to $999,999.99 (1-Month Treasury Bill + .10%); Tier 4 daily balance of $1,000,000 or more (1-Month Treasury Bill + .35%). Tiers 3 and 4 are subject to variable-rate pricing and will adjust weekly. Under no circumstance will Tier 3 and Tier 4 rates be less than the stated Tier 2 rate. We will update this rate weekly on Tuesday to reflect the previous Friday’s 1-Month Treasury Bill rate. If the preceding Friday, Monday, or Tuesday are an observed holiday, the rates will be updated the following Wednesday. The 1-Month Treasury bill rate can be found from the U.S. Department of Treasury site under the “Daily Treasury Yield Curve Rate” drop down option. We use the daily balance method to calculate the dividend on your account. Dividends begin to accrue no later than the business day we receive the deposit to your account. Annual Percentage Yield will vary due to account activity and balance. Rate may change after the account is open. Fees may reduce earnings.

Click here for complete account disclosures.


HSA Share Draft/Checking Account

rates_hsa_share_draft_checking table
Deposit AmountRateAPY
$0.10%.10%

Effective 07/30/2018

Rates are subject to change daily.
Please call: 513.243.4328 or 800.542.7093 for the most current rates.

Click here for details on our HSA Account.

Click here for complete disclosures to GECU's HSA Share Draft Checking Account.


Share Draft/FREE Checking Account

rates_share_draft_checking table
Deposit AmountRateAPY
$1,000 - $7,499.99.025%.025%
$7,500 and Over.10%.10%

Effective 06/01/2010

Rates are subject to change daily.
Please call: 513.243.4328 or 800.542.7093 for the most current rates.

Click here for details on our FREE Checking Account.

Click here for complete disclosures to GECU's Share Draft Checking Account.


Premium FREE Checking Account

rates_premium_checking table
Deposit AmountRateAPY
$10,000 - $24,999.99.15%.15%
$25,000 and Over.65%.65%

Effective 04/01/2015

Rates are subject to change daily. It takes $10,000 to open this account. If the account falls below $10,000 any day of the month, there will be no dividends paid on that day of the month.
Please call: 513.243.4328 or 800.542.7093 for the most current rates.

Click here for details on our Premium FREE Checking Account.

Click here for complete disclosures to GECU's Premium FREE Checking Account.

 

 

APY = Annual Percentage Yield. Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. Disclosures are available upon request.


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