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General Electric Credit Union

Deposit Account Rates


Savings Accounts

Share/Savings Account

rates_share_savings table
Minimum BalanceRateAPY
$5.00.10%.10%
Effective 06/01/2015
 

Individual Retirement Account (IRA) Share/Savings

rates_ira_passbook table
Minimum BalanceRateAPY
$5.00.10%.10%
Effective 06/01/2015
 

Christmas Club Account

rates_christmas_club table
Minimum BalanceRateAPY
$0.10%.10%
Effective 03/28/2018
 

Vacation Club Account

rates_vacation_club table
Minimum BalanceRateAPY
$0.10%.10%
Effective 03/28/2018


Certificates

Certificate Specials

rates_certificate_special table
TermMinimum BalanceRateAPY
11 - Month Share Certificate$5002.27%2.30%
11 - Month IRA/HSA Certificate$5002.28%2.30%
22 - Month Share Certificate$5002.47%2.50%
22 - Month IRA/HSA Certificate$5002.47%2.50%
2 - Year Jumbo Share Certificate$100,0002.71%2.75%
2 - Year Jumbo IRA Certificate$100,0002.72%2.75%

Our 11- and 22-Month Certificate specials are available through July 31, 2019; new money only.

Effective 05/01/2019

Share Certificates

rates_share_certificates table
TermMinimum BalanceRateAPY
6 - Month$5001.93%1.95%
1 - Year$5002.10%2.12%
2 - Year$5002.39%2.42%
3 - Year$5002.71%2.75%
5 - Year$5002.71%2.75%
1 - Year Jumbo$100,0002.22%2.25%
Effective 06/19/2019
 

IRA Certificates

rates_ira_certificates table
TermMinimum BalanceRateAPY
6-Month$5001.94%1.95%
1 - Year$5002.10%2.12%
2 - Year$5002.40%2.42%
3 - Year$5002.72%2.75%
5 - Year$5002.72%2.75%
1 - Year Jumbo$100,0002.23%2.25%
Effective 06/19/2019
 

Health Savings Account (HSA) Certificates

rates_hsa_certificates table
TermMinimum BalanceRateAPY
6-Month$5001.94%1.95%
1 - Year$5002.10%2.12%
2 - Year$5002.40%2.42%
3 - Year$5002.72%2.75%
Effective 04/17/2019


Money Market Accounts

Thrive Money Market

rates_money_market_thrive table
Deposit AmountRateAPY
$100 - $4,999.991.09%1.10%
$5,000 - $24,999.991.29%1.30%
$25,000+1.98%2.00%
Effective 06/10/2019
 

IRA Money Market

rates_money_market_ira table
Deposit AmountRateAPY
$100 - $4,999.991.09%1.10%
$5,000 - $24,999.991.29%1.30%
$25,000+1.98%2.00%
Effective 06/10/2019
 


Checking Accounts

Choice Checking

rates_choice_checking table
Deposit AmountRateAPY
Up to $4,999.99.05%.05%
$5,000+.10%.10%
Effective 02/20/2019
 

Amplified High-Yield Checking

rates_amplified_money_market_checking table
Deposit AmountRateAPY
Up to $1,499.99.05%.05%
$1,500.00 - $49,999.99.20%.20%
$50,000 - $249,999.99.80%.80%
$250,000 - $999,999.99 (br) (Variable based on 1-Month Treasury Bill)2.23%2.25%
$1,000,000+ (br) (Variable based on 1-Month Treasury Bill + .10%)2.33%2.35%
Effective 06/18/2019
 

HSA Checking Account

rates_hsa_share_draft_checking table
Deposit AmountRateAPY
$0.10%.10%
Effective 07/30/2018
   

 

APY = Annual Percentage Yield. Rates are subject to change. Please call: 513.243.4328 or 800.542.7093 with questions. Disclosures are available upon request.
11- and 22-Month Certificate Specials: This is a limited-time offer, all details including the stated APY, are accurate as of 5.14.2019. GECU reserves the right to end or modify this offer at any time. Minimum balance to open certificate and earn APY is $500. Certificates will be opened, and interest will accrue as of the date funding is received; funding must be received within 30 calendar days of opening the account. Fees may reduce earnings; subject to early withdrawal penalties. GECU will send you a maturity notice prior to renewal. Upon maturity, the certificate will automatically renew into the same term at the prevailing rate available. Requires a minimum deposit of $500, new money only. New money is defined as proceeds not previously on deposit with GECU.
2-Year Jumbo Certificate Special: This is a limited-time offer, all details including the stated APY, are accurate as of 5.14.2019. GECU reserves the right to end or modify this offer at any time. Certificates will be opened, and interest will accrue as of the date funding is received; funding must be received within 30 calendar days of opening the account. Fees may reduce earnings; subject to early withdrawal penalties. GECU will send you a maturity notice prior to renewal. Upon maturity, the certificate will automatically renew into the same term at the prevailing rate available.
Amplified High-Yield Checking: If your average daily balance is below $1,500, you will incur a $15 monthly maintenance fee. To earn dividends, you must have a balance greater than $0. Dividend rates are based on the account balance and account tier. The tiers are as follows: Tier 1 daily balance of $0.01 to $1,499.99; Tier 2 daily balance of $1,500 to $49,999.99; Tier 3 daily balance of $50,000 to $249,999.99; Tier 4 daily balance of $250,000 to $999,999.99 (1-Month Treasury Bill + 0%); Tier 5 daily balance of 1,000,000 or more (1-Month Treasury Bill + .10%). Tiers 4 and 5 are subject to variable-rate pricing and will adjust weekly. Under no circumstance will Tier 4 and Tier 5 rates be less than the stated Tier 3 rate. We will update this rate weekly on Tuesday to reflect the previous Friday’s 1-Month Treasury Bill rate. If the preceding Friday, Monday, or Tuesday are an observed holiday, the rates will be updated the following Wednesday. The 1-Month Treasury Bill rate can be found from the U.S. Department of Treasury site under the “Daily Treasury Yield Curve Rate” drop down option. We use the daily balance method to calculate the dividend on your account. Dividends begin to accrue no later than the business day we receive the deposit to your account. You will receive the accrued dividends if you close your account before dividends are posted. Annual Percentage Yield will vary due to account activity and balance. Fees may reduce earnings.


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